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Purchase & Refinance Mortgage Loans in Florida

At A & M Financials, we understand that navigating the world of mortgages can be both exciting and overwhelming. That's why we're dedicated to providing tailored loan solutions to meet your unique needs. As a trusted mortgage broker, we specialize in a variety of loan types, including FHA Loans, Jumbo Loans, Conventional Loans, and Non-QM Loans. Our goal is to ensure that you find the perfect financing option that fits your financial situation and long-term goals.

Our team of experienced mortgage professionals is here to guide you every step of the way. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we offer a range of refinance programs to help you achieve your objectives. From FHA Streamline and FHA Cash Out options to VA Streamline and VA Cash Out programs, we have the solutions you need. In addition, we also provide Conventional and Jumbo refinance options, ensuring a comprehensive selection for our valued clients.

At A & M Financials, we believe that homeownership should be accessible to everyone. That's why we are proud to offer additional products and programs designed to ease the process for various types of borrowers. Our Down Payment Assistance program helps potential homeowners bridge the gap to their dream home, while our Self Employed Loans and Bank Statement Loans cater to those with unique income situations. We are committed to finding the right solutions for all, including investors looking for specialized financing options.

We also recognize the needs of first-time homebuyers and offer tailored programs to support their journey. Our First Time Homebuyer Loans are designed to make it easier for individuals and families to step into homeownership. For those looking to invest, our Investor Loans and DSCR options provide additional avenues for financing, fostering opportunities for growth in the real estate market.

Moreover, our range of home equity products, such as HELOCs, allows homeowners to tap into their home's value for additional funding. Our Foreign National Loans cater to international buyers seeking to invest in U.S. properties, recognizing the diverse interests of our clientele. Additionally, our P&L Loan program provides flexibility for those with non-traditional income sources, ensuring that everyone has the chance to succeed.

Lastly, our Hometown Heroes Loan program is designed to support the dedicated community members who serve us all, providing them with favorable financing options. At A & M Financials, we pride ourselves on our commitment to serving borrowers across the United States, especially in Florida. With a focus on personalized service and a deep understanding of the mortgage landscape, we look forward to helping you realize your homeownership dreams, no matter what your financial circumstances may be. Let us help you find the right mortgage solution today!

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What our clients say about us!

If you're looking to find your dream home, this broker is the absolute best. She offers exceptional customer service, making sure that every part of the process is seamless and personalized to meet your needs.
It’s was great pleasure for work with Modeline
A&M financials are the best
Modeline Jean Laurent was great! She was on top of this deal and helped me tremendously and answered all my questions.
I will definitely keep doing business with you guys!
She was very helpful and very patient with me.
Modeline was Amazing. She has a lot of patience helping us get it done I will definitely recommend her.
Modeline was great and patient.
Modeline is knowledgeable, professional, and so dedicated to her work. She made it seem easy, guiding me through the process as a first-time home buyer with patience and kindness. When things were becoming a bit challenging at the end, she was there to do what she possibly could to make it work. I am so grateful to have had the opportunity to work with her and would highly recommend her. Thank you, Modeline!
I had a great experience with A&M Financials I would definitely refer them to everyone.
“Thank you for being so wonderful and gracious to me during the entire process!
She was really helpful, she took her time to help with everything to get the work done on time I would work with her again, I will refer her to any family and Friends.
I havé a service from A&M financials with no regrets my Brocker Modeline she’s the excellent Brocker stand with me from the beginning to the end. I suggest anyone need a service to use A&M financials for your mortgage loan. And I will refer anyone to you guys Thank you again Modeline to put my family’s to the new house
Great deal including customer service
My name is Denise Jean . I was very satisfied about the service that you gave us I'm so happy. May God continue to bless your family . Thanks a lot.
I am very excited to be a client of yours. You always have times for us thanks
Always ready to help you get things done and very humble. She’s the rock
Fantastic people smooth transaction. Couldn’t get any better than this.
Unbelievable PURCHASE EXPERIENCE! Dealing with MODELINE and ISAAC was a fantastic experience. There was with me every step of the way. From the first time to the office of all the way to the end onto closing on the property. They took their time, was honest, genuine and was knowledgeable in all aspects of the home buying purchase. They followed up with me even on Sunday. Many people won’t do that. Even after the transaction they was able to take a phone call or even respond to a text. I blessed to find a person like you guys. I highly recommend them to anyone looking for a property.
The agent was very helpful and very knowledgeable about my situation
Miss Modeline is really nice person with great customer service and professionalism.
My closing was in 30days, the process was fast, once you cooperate with them for the documents. They are Very patient, professional went above and beyond. If you want to close fast I will recommend A&M Financials.
I would like to take this opportunity to thank you for being so patient with us on our new investment property. You made the process simple and easy to understand. Always ready and available to answer questions. Your insight was extremely valuable to us and I don't think we could have done this without you. Thanks Modeline!!!
It was our pleasure to work with AM Financial Services. The process to get our 1st home was great, we are satisfied with the closing costs and the process did not take long, we enjoy moving into this new neighborhood. Thank you AM Financial. Keep up the good work!!!!
Great loan originator, great communication, straight forward and was great help throughout. definitely recommend 10/10
Was a great experience to work A&M Financial Team Miss Modeline Jean Thank you for all that you do.
Modeline was always available to help us and answer our questions throughout the buying. We were very pleased with her service and we highly recommend her
Modeline was always available to help and answer our questions throughout the buying process. We were very pleased with her service and we highly recommend her.
Very friendly and easy going. Communicated with me throughout the whole process which made everything easy at the end. Would highly recommend anyone to work with Modeline.
Great
Excellent
I had a great experience.
She knows what she is doing. She is the best.
Excellent service!!!
Modeline was very helpful, she was a very patient person, unlike myself with the process. I’m very thankful,
I received the great service from A&M Financials I m very happy for this moment cause I got my home it’s a pleasure to all my family thanks God, thanks A& M
Modeline was very helpful from the beginning to the end of my house purchase.
The service provided by your company was excellent. The agent assigned to my case was very helpful, very patient and always available. She is a great asset for the company.
Above and beyond kind of service. I was guided each step of the way. I would definitely recommend A&M Financials. Thank you!
I was very satisfied with the service I had received. I will definitely refer someone.
Modeline was always ahead by assisting me to find and to buy my first house. She answered quick to email and phone call. The process was simple and the loan was available to me really in short period of time. It was a good experience.
My refi process with A&M was very efficient. They were very transparent while walking me thru the process from beginning to end. The communication was awesome. I would recommend A&M to anybody. The experience was joyful.
Modeline is the best! She is patient and finds the best financing that fits my needs. Modeline and her staff are more than lenders, they are advisors and friends.
Honestly the best! Someone I will always recommend.
Modeline Jean-Laurent is over the top and will be highly recommended.
The service was awesome! Would recommend A&M Financials.

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